Top One Trader

• 1-Step FLASH (single-phase evaluation, 10% target, 4% daily loss, 7% trailing drawdown)
• 2-Step PRO (two-phase evaluation, 8% and 5% targets, 4% daily loss, 8% static max loss)
• Instant Funding and Instant Prime (no evaluation, 3–2.5% daily loss, 5–6% trailing drawdown, up to 50:1 leverage)
• Profit splits starting from 60–80% and scaling up to 90–100% depending on account type
• Scaling plan that can grow funded capital by 25% every 3 months up to $5,000,000

Scaling Plan

Top One Trader offers a performance-based scaling plan that increases funded capital by 25% every 3 months once a trader achieves at least 25% total profit with around 8% per month and no rule violations.

Scaling can continue until the account allocation reaches roughly $5,000,000, with profit splits that typically move from 80% toward 90% on challenge models and up to 100% on Instant Prime for consistently profitable traders.

Maximum Daily Loss

Daily loss limits at Top One Trader are simple but strict: 1-Step and 2-Step accounts usually have a 4% daily loss cap, Instant Funding has a 3% daily loss limit and Instant Prime applies an even tighter 2.5% profile tied to the ESS metric.

The daily limit is generally calculated on equity and includes both closed and floating losses; if equity falls beyond the allowed percentage in a single day, the account is considered in breach even if the loss is later recovered.

Maximum Overall Loss

Overall loss caps depend on the program: 1-Step FLASH uses a 7% trailing max drawdown, 2-Step PRO uses an 8% static max loss from the starting balance, Instant Funding runs with a 6% trailing drawdown and Instant Prime typically keeps a 5–6% trailing max loss.

For trailing accounts, the max loss tracks the highest equity until a payout is taken, at which point the level locks at the initial balance; breaching the max loss at any time results in losing the account.

Drawdown Model

Top One Trader combines static and trailing drawdown models. 2-Step PRO accounts use a simple static 8% max loss from starting balance, while 1-Step FLASH, Instant Funding and Instant Prime rely on trailing max drawdown that follows peak equity and then locks at the starting balance when a payout is requested (Lock Upon Payout rule).

The EquityShield risk engine helps enforce these limits by monitoring symbol-level and overall open risk and automatically closing trades if thresholds are exceeded.

Commissions

Top One Trader uses platform-based commissions: on Match-Trader and cTrader most FX, metals, indices and crypto trades are charged about $2.00 per lot per side (roughly $4.00 round turn), while TradeLocker and MT5 are closer to $2.50 per lot per side (about $5.00 round turn).

This structure keeps all-in commissions low compared with many competing prop firms, especially when combined with the firm’s tight spreads.

News trading rules depend on the program. Evaluations are typically more flexible, but on funded and instant accounts it is prohibited to open, modify or close positions within 5 minutes before or after designated high-impact news on the affected instrument. Instant Prime provides more flexibility when combined with relevant add-ons, but bracket-style and pure spike-catching news strategies are still not allowed.