FXIFY

• One Phase (1-step evaluation with a 10% profit target; 3% daily drawdown and 6% max drawdown)
• Two Phase (2-step evaluation; 4% daily drawdown and 10% max drawdown; optional static drawdown available)
• Three Phase (3-step evaluation with 5% profit targets per phase; optional static drawdown with 5% max drawdown)
• Lightning Challenge (fast-track evaluation with a 5% target to be completed in 7 days; up to $100k account sizes)
• Instant Funding (no evaluation; earn from day 1 with up to 90% performance split; account sizes up to $50k; payouts every 14 days)

Scaling Plan

FXIFY's scaling plan requires a trader to achieve a 10% return in the first 3 months with at least 2 of the 3 months being profitable to scale up by 25%. Subsequent scaling is assessed every 3 months; if the trader again achieves at least 10% with 2 out of 3 months profitable, the account balance doubles. Example from a $400k account: 3 months $500k, 6 months $1M, 9 months $2M, 12 months $4M.

Maximum Daily Loss

FXIFY's daily drawdown limits are program-specific. FXIFY provides examples showing One Phase uses a 3% daily drawdown, while Two Phase uses a 4% daily drawdown. Daily drawdown is monitored alongside max drawdown thresholds, and traders should plan withdrawals and risk so that intraday equity does not breach the daily limit.

Maximum Overall Loss

FXIFY provides examples showing One Phase accounts use a 6% max drawdown and Two Phase accounts use a 10% max drawdown. For Three Phase, FXIFY describes a static drawdown option where max drawdown is set at 5% and remains static for the life of the account.

Drawdown Model

FXIFY supports both trailing-style drawdown mechanics and an optional static drawdown mode (notably for 2-Phase and 3-Phase). FXIFY also explains that on 1- and 2-Phase accounts, when a withdrawal is requested, the max drawdown “locks” at the starting balance, meaning profit withdrawals reduce the buffer created by gains and can increase breach risk if no buffer remains.

Commissions

FXIFY offers both “Raw Spreads” and “All-In” style pricing. Public FXIFY materials describe standardized commissions on Raw Spreads accounts (commonly quoted as a per-lot round-turn), while All-In accounts embed costs into spreads with zero commission on key CFD groups such as FX and indices; instrument-specific commissions can still apply on products like stocks and crypto CFDs depending on the account type.

News trading rules are defined by FXIFY program terms and platform rules; traders should follow FXIFY's compliance guidance and avoid any prohibited behavior, especially around extreme volatility where drawdown breaches can occur quickly.