• FundingPips Zero (Instant Funding)• One Step (Single-Phase… Crypto Friendly Broker-Backed

Funding Pips

Funding Pips is an aggressively marketed prop firm offering Instant Funding, One Step, and Two Step evaluations with profit splits up to 100%, but stricter post-funding risk rules and transparency issues mean it suits disciplined, experienced traders more than beginners.

4.5
★★★★★
Based on 38,409 reviews
TRUSTPILOT
Max Allocation $300,000 Capital
Profit Split 100% Payout structure
Platforms MT5 cTrader Match-Trader
Leverage 100 Forex pairs

Program Type & Scaling

• FundingPips Zero (Instant Funding)
• One Step (Single-Phase Evaluation)
• Two Step Standard and Pro Evaluations
• Profit Splits up to 100%
• Scaling Plan up to $2M

Scaling Plan

Funding Pips offers a tiered scaling program that increases account size, drawdown limits, and lot caps as you hit profit and payout milestones.

Scaling Tiers:

  • Launchpad: After 4 payouts and 10% total profit, balance grows 20%.
  • Ascender: After 8 payouts and 20% profit, balance grows another 30%.
  • Trailblazer: After 12 payouts and 30% profit, balance grows another 40%.
  • Hot Seat: After 16 payouts and 40% profit, account size doubles, unlocks on-demand payouts, 100% split, and up to $2M total funding.

Daily Loss Limit

Maximum Daily Loss

Funding Pips applies model-dependent daily loss limits between 3% and 5% of the account balance.

How It Is Applied:

  • Zero (Instant): 3% maximum daily loss with a 1% floating loss cap after funding.
  • One Step: 3% maximum daily loss and 6% max overall loss.
  • Two Step Standard: 5% maximum daily loss.
  • Two Step Pro: 3% maximum daily loss with stricter consistency rules.

Breaching the daily loss limit at any moment typically results in account termination.

Maximum Overall Loss

Maximum Overall Loss

Maximum overall loss on Funding Pips accounts ranges from 5% to 10% depending on the model.

How It Works:

  • Zero: 5% trailing drawdown from the highest equity.
  • One Step: 6% maximum loss relative to starting balance.
  • Two Step Standard: 10% maximum loss.
  • Two Step Pro: 6% maximum loss with tight risk requirements.

If your equity falls below the allowed threshold, the account is considered breached even if the violation is brief.

Drawdown Model

Drawdown Model

Funding Pips combines a trailing drawdown on its Zero model with static max loss rules on other accounts.

Key Points:

  • Zero accounts use a 5% trailing drawdown plus a 1% floating loss cap once funded.
  • One Step, Two Step Standard, and Two Step Pro use fixed overall loss limits (6% or 10%) relative to starting balance.
  • Drawdown calculations include both closed and open positions.
  • Risk rules can become stricter after funding than during evaluation, so traders must adapt once funded.

This structure creates tight but clearly defined loss thresholds, especially on the Zero and Pro models.

Leverage

Forex 100
Crypto 2

Broker

Multiple Institutional Liquidity Providers

Commissions

Commissions

Funding Pips charges model-based commissions, with most accounts using a simple per-lot structure.

FX & Metals:

  • Zero accounts: $7 per standard lot (round turn).
  • One Step, Two Step Standard, and Two Step Pro: $5 per standard lot (round turn).

Indices & Energy:

  • No commission on index and energy CFDs.

Crypto:

  • All models: 0.04% commission per trade.

This keeps forex and metals costs competitive, especially outside the Zero model.

Tradable Assets

FX, Metals, Indices, Energy, Crypto

News & Event Trading

News trading rules at Funding Pips depend on the model and reward cycle.

One Step, Two Step, and Pro:

  • Evaluation phase: news trading is allowed.
  • Funded accounts: profits from trades opened less than 5 hours before and closed 5 minutes before or after high-impact news may not be counted toward rewards.
  • On-demand reward cycles can remove some news restrictions, but conditions still apply.

Zero Accounts:

  • News trading is not allowed.
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How does it stack up?

Compare Funding Pips against other top rated firms.

Trustpilot activity
Latest: 4.5 38,409 reviews Updated 2025-12-20 15:30:05
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